Best VPN for PayPal

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With more than 277 million active users worldwide, PayPal is the most popular online payment system. It’s no wonder given how fast, secure, and convenient the service is. We are sure PayPal could get much more clients if only it worked around the globe. Unfortunately, the payment processor totally ignores some countries and sets restrictions for others. If you are not ok with PayPal coverage, the only way to use this service is to get yourself a VPN. Not only is it able to increase your functionality but also make data exchange ultra secure. In this post, we will show you the best VPNs for PayPal allowing you to access the payment service from any country and anytime.

Reasons to use a VPN with PayPal

PayPal puts its best foot forward to ensure the confidentiality of user data. Yet, it doesn’t mean your information is 100% protected. When you submit documents to open PayPal account (credit card or bank account details, ID, address confirmation, etc.), they pass through the Internet connection before getting to PayPal’s servers. If you use an unsecured public Wi-Fi or home network, your data might be stolen. It makes sense to use a VPN to secure sensitive information. VPNs implement traffic encryption making data exposure impossible.

PayPal positions itself as a global payment service and you, as a potential client, may think that its coverage is indeed ‘global’. Unfortunately, that’s only half-truth. PayPal officially operates in 200 countries but many of them have restricted functionality. For example, in some countries, it is impossible to create a personal PayPal account (only merchant accounts are allowed), while users from other countries can’t receive payments or withdraw money to their bank accounts. On top of that, there are 14 countries PayPal doesn’t support altogether. If you live either in a restricted or prohibited country, you should definitely consider using a VPN.

Even if you already have a PayPal account getting a VPN is a great idea. When you travel and access PayPal from abroad, PayPal may limit your account for security reasons. While we should thank the service for the fraud preventing measures, it is not easy to restore your account from other countries and get access to your money. If you need a solution to improve PayPal user experience when traveling, a VPN is the right choice. You can connect to a VPN server in your home country and use the PayPal without any hassle.

What to look for in a VPN for PayPal

There are so many VPNs on the market that it is extremely hard to pick one to suit all your needs. If your goal is to get a trustworthy and handy service for PayPal, you should keep in mind the following requirements:

  • Fast speed along with stable connection;
  • A lot of servers worldwide;
  • Strong traffic encryption and advanced security features;
  • No logs policy;
  • Dedicated VPN clients for all popular devices and OS;
  • 24/7 customer support;
  • Reasonable pricing plans.

If you live in a country PayPal doesn’t support or you travel a lot overseas, it’s worth getting a dedicated IP address. This is very important because accessing your account from the same IP address won’t raise a red flag. But if your geolocation change frequently when you sign in or many people use the same IP address to access PayPal, the service may get suspicious and this often leads to your account getting limited.

The best VPNs for PayPal

Now that you know the most important features of a PayPal VPN you might want to take a closer look at the services that make them available. The VPNTrends editor’s choice is the following providers:


NordVPN is our number one favorite for PayPal due to its reliability, security and price. Besides military-grade encryption carried out by default, the service takes pride in advanced features, some of which are nowhere else to be found. From trademark CyberSec, Double VPN servers, to IP and DNS leak protection, NordVPN checks all the boxes security-wise. Not to mention, the provider keeps zero logs.

Another advantage that made NordVPN the best for PayPal is the global server network. Totally, there are 5400+ servers available in 59 countries. Not only that but NordVPN supplies dedicated IP addresses in the UK, USA, Germany, and Netherlands. 

With NordVPN, you’ll benefit from fast speeds, convenient apps, and competent tech support available day and night. You’d be surprised how affordable the service is. Try out one of its subscription plans (we recommend the 70% discounted bi-annual tariff) risk-free thanks to the 30-day refund policy. From our in-depth NordVPN Review, you can learn more about its features, pros, and cons.


Thanks to the combination of fast speed, ease-of-use, and advanced features, PureVPN made it to our list of best VPNs for PayPal. The service has absolutely no traffic logs so all your online activities are safe. Besides, PureVPN supplies latest encryption and protocols, Kill Switch, and even server-level protection against malware.

If you need a dedicated IP address, you can get one (for a small fee) from the UK, USA, Canada, Germany, Australia, Malta, Singapore, and Hong Kong. If you don’t require your own static IP address, you can always use regular shared IPs on more than 2000 servers in 140 countries.

PureVPN has a client for literally any popular operating system and device. Users highly appreciate their functionality and convenience. When something goes wrong (really rarely!), the 24/7 tech support department is always ready to help. Despite such luxurious functionality, the service delivers most competitive prices and huge discounts for long-duration commitment. If you’re not sure that PureVPN is the right choice for you, the service has you covered with the 31-day money back guarantee. Read more about this provider from our full review.


ExpressVPN stands head and shoulders above other VPNs in terms of connection speed and reliability. Its server network is optimized to provide the best speed in the industry. Speaking of the network, the provider has more than 3000+ servers spread out in 94 countries worldwide. 

When it comes to security, ExpressVPN has very few rivals. It doesn’t log any personal information making your Internet activities and transactions via PayPal the safest. On top of that, the service implements the best-in-class encryption, latest connection protocols, private DNS servers, Kill Switch, and many other features to keep your data secure. ExpressVPN offers a bunch of useful features (read more about them in our full review) and it is extremely easy to use but the lack of dedicated IP addresses and a relatively expensive subscription landed it on only the 3rd place of our list.

Even though ExpressVPN is not dirt cheap, its price comes down significantly when you purchase the long-duration plans. There’s also a 30-day money back guarantee to try the service out risk-free.

How to use a VPN with your PayPal account

You’d be surprised how simple and straightforward VPNs are. To get started with a VPN for PayPal, all you have to do is the following:

  1. Sign up with one of the VPNs from our list. We recommend providers that offer dedicated IP addresses.
  2. Download and install a VPN client on your preferred device.
  3. Start the VPN and connect to your dedicated IP server, or choose any other server from the country where your PayPal account is registered.
  4. Clear your web browser’s cookies and cache.
  5. Now visit the PayPal website and you should be able to safely use your account.

That’s all! You can use PayPal as long as you stay connected to a VPN.

Is using a free VPN for PayPal a good idea?

Pay nothing and get everything you need – does it sound exciting? Unfortunately, this is no more than a marketing trick invented by free VPNs to get more clients. In fact, you won’t get much with a free VPN provider. It can change your IP address and offer some (normally, not the most secure) encryption, but that’s it. This is definitely not enough to be a good fit for PayPal. Free VPNs don’t have many available IP addresses so each of them is heavily used by subscribers. When you log in to PayPal with such an IP, the service might get alarmed and suspend your account. That’s not the only problem. Because users don’t pay for subscription, free VPNs earn money by selling client data to the third parties. You surely don’t want anyone to monitor every step you make on the Internet. Summing up, free VPNs are not good for PayPal or any other web activity and you should avoid using them.

Is it allowed to use a VPN with PayPal?

If you open PayPal’s user agreement, you’ll notice that it marks VPNs and proxies as ‘restricted activities’. This would suggest that VPNs are totally prohibited but in reality, the PayPal is tolerant towards online security tools. Your account may still be suspended if you were caught red-handed when using a VPN but if you contact support and explain that you enabled it for security reasons only, they should restore your access.

Things are a bit more complicated for users who need a VPN for PayPal in one of the non-supported countries. Account ban may be permanent if PayPal spots a VPN connection. Our recommendation is to always connect to the same VPN server when accessing PayPal, but the only option that is currently considered to be safe is to use a dedicated IP address.


A VPN is a must-have for PayPal if you travel a lot or live in a country where the payment system doesn’t operate in. You can’t be too cautious when it comes to your money so it is a good idea to enable a VPN when you share sensitive information online. Make sure you choose a trustworthy VPN service for PayPal that offers a dedicated IP addresses, good connection speed and worldwide coverage. Otherwise, you may find your account limited with all the money you keep there unavailable.

We hope now you know how a VPN can come in handy. If you have any questions, let us know down in the comments.


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